Category Archives : Finance

PSI Pay Aims to Resolve the Disconnect Between American and European Digital Wallets

Digital wallets and contactless payments are touted as the future of financial transactions. But that future has two very different paths when it comes to the U.S. and Europe. There’s a big difference between how the U.S. and European countries approach digital wallets, which is something that companies such as PSI Pay aim to resolve with their services. While the U.S. still has to adopt contactless payments on a larger scale by installing the required POS terminals across major retailers, European countries such as the Netherlands have already embraced the payment method.  In Netherlands alone, contactless POS terminals have been adopted by around 80 percent of physical locations. But the differences between these two regions are not limited by the unavailability of the equipment.

How American Digital Wallets Work

According to geeksnews, American digital wallets allow users to store their credit card or debit card information within them. This information can then be used on online merchants to pay for transactions. But since American merchant locations don’t usually have pertinent POS terminals available at their retail locations, the transactions may not be conducted in in a physical manner. In addition to that, while the digital wallet provider such as Google Pay shields the financial information, it goes through the back-end processors of banks or other financial institutions.

How European Digital Wallets Work

European digital wallets act a bit differently. They do not only use credit and debit card information, but they can also act as custodians to liquid funds. This means that European wallets have the ability to not only act as contactless payment providers, but they do not have to rely on back-end payment processors. The funds available in these wallets can be used easily at both online and offline merchants easily. This is largely due to the POS equipment that is installed at these locations, which allows contactless payments to be possible just as easily at physical locations as they are in online settings.

How Payment Services Such as PSI Pay Aim to Change the Game

PSI Pay is a payment processor and digital wallet provider that is regulated by the U.K. Financial Conduct Authority. With its range of services that include but are not limited to prepaid credit cards, wearable devices, and online payment processing, the payment processor aims to demonstrate how different payment solutions can work under the same environment. By leading with example, PSI Pay aims to show the world how mobile and contactless payments have the potential to provide something new, but in a very safe and effective manner.

And through this demonstration, the company hopes that its services would not only appeal to people in the U.K. and Europe, but also to those who are in countries such as the U.S., so they could bring about demands to their financial institutions in order to make similar solutions available for them.  The objective for PSI Pay is to make mobile and contactless payments truly the future of financial transactions. It just remains to be seen when would it be met by the rest of the world. To know more about SI Pay visit


US Money Reserve Gets Two “Best of Category” Awards at AdSphere Awards

The second time in a row, US Reserve has won 2 ‘Best of Category’ Awards at AdSphere Awards. The prizes it has received are “Short Form Products” and “Infomercials” and it does not come as a surprise to anyone, as the US Money Reserve is known as America’s Gold Authority.

What are the AdSphere awards?

These awards give recognition to the best companies which advertise on network cable and brands in the direct-response television industry.

Winning these awards for the second time was a success for the US Money Reserve and its CEO, Angela Koch, claimed that this is a confirmation of the work they have put in media marketing in an effort to engage creatively with the customers.

The AdSphere awards are very well known in the advertising field and they value talent and hard work related in campaigns based on performance. They evaluate products’ popularity with consumers, as well as creative media strategies.

This is not the only recognition the US Reserve has received lately, as The Perth Mint indicated it as the only US distributor of Her Majesty’s Queen Elizabeth II 2018 Proof Coin Set at the Coronation. Given the low mintage of the 2 oz. Proof Gold Coin, this is a remarkable achievement and honor of the US Money Reserve. Moreover, the US Reserve also distributes the Pearl Harbor coin series worldwide.

Besides these high profile distinctions and successes, the precious metals company also provides fine gold coins for people all around the world and it is dedicated to catering for their tastes. The customer service at the company is excellent and the customers are highly satisfied.

Therefore, more than a company with an appreciation for the fine things in select circles, the US Gold Reserve actually distinguishes itself for appealing to the general public and selling quality products to anyone who takes in interest in gold coins. Learn more about US Money Reserve: and

The company sets a very good example of quality work with fine products and accessibility to everyone who takes an interest and shows appreciation for gold coins, ranging from random customers to Her Majesty the Queen.

The one person who was the key of the company’s success is the president of the company, Philip Diehl. More than a businessman, he is someone who has vast knowledge and expertise in coins and upon just a short first discussion with him, one will understand why a coin is more than face value.

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